A Blueprint for Creating and Protecting Wealth
7 Derby Place, Derby Downs Office Park
Westville

031 275 2700
info@fmsinvestments.co.za

Mon - Fri 8.00 - 18.00
Saturday - Sunday CLOSED

Risk

Pays a lump sum for a claim arising from one or more
critical illnesses that are grouped into 31 critical illness categories. These include, but are not limited to, types of cancers, strokes and heart attacks. For your peace of mind, our Catch-All category provides protection against those unknown and rare critical illnesses not already defined in the other 31 claim groups.

Benefits are paid out upon the death of the main member and/or insured members of the main member’s family.

Pays a lump sum for a claim arising from illness or injury that is covered under the disability Benefit categories.

It is a flexible package of comprehensive benefits that aim to protect you
against a wide range of risks that could negatively impact your income.

We have a range of plans to choose from.

This can provide you with the peace of mind that even during adverse times; you
will continue to be protected.
 Future Protector allows you to purchase further cover in future without Underwriting.
 Financial Protector is a savings benefit that may be used to pay for your premiums in times of
financial difficulty.
 Premium Protector pays your premiums prior to death, Disability or retrenchment.

+ Lifestyle Protector's critical illness cover:

Pays a lump sum for a claim arising from one or more
critical illnesses that are grouped into 31 critical illness categories. These include, but are not limited to, types of cancers, strokes and heart attacks. For your peace of mind, our Catch-All category provides protection against those unknown and rare critical illnesses not already defined in the other 31 claim groups.

+ Life Protection:

Benefits are paid out upon the death of the main member and/or insured members of the main member’s family.

+ Disability Cover

Pays a lump sum for a claim arising from illness or injury that is covered under the disability Benefit categories.

+ Income Protection:

It is a flexible package of comprehensive benefits that aim to protect you
against a wide range of risks that could negatively impact your income.

+ Funeral Benefits

We have a range of plans to choose from.

+ Policy Protector

This can provide you with the peace of mind that even during adverse times; you
will continue to be protected.
 Future Protector allows you to purchase further cover in future without Underwriting.
 Financial Protector is a savings benefit that may be used to pay for your premiums in times of
financial difficulty.
 Premium Protector pays your premiums prior to death, Disability or retrenchment.