A Blueprint for Creating and Protecting Wealth
7 Derby Place, Derby Downs Office Park
Westville

031 275 2700
info@fmsinvestments.co.za

Mon - Fri 8.00 - 18.00
Saturday - Sunday CLOSED

Corporate

Retirement options offers peace of mind. Assists to attract and retain the best
staff, take advantage of tax concessions and protect the employer and your employees’ assets.

A range of risk solutions are designed to meet both employer, as well as your employees’ needs.

Designed for employers who want the right investment plan for their employees,
within a simple cost-effective retirement fund solution that includes innovative life and disability cover.

A risk only scheme that requires a minimum 5 members and total scheme contribution is at least R14 400 per annum and only 10 or more members for a FCL.

Offers a comprehensive product range with solutions that are simple to understand and designed to meet all the group risk needs of retirement funds, employer groups, retailers, credit providers and affinity groups. E.g. Voluntary Funeral Cover: White-labelled cover for affinity groups (funeral parlours, trade unions, soccer clubs etc).

Liability Driven Solutions for Trustees wanting to better match their liability obligations and provide increased benefit certainty to members. Asset Consultants looking for competitive, reputable product providers. Entities wanting greater certainty around their future obligations to Defined
Benefit Pension Fund or post-Retirement Medical Aid (PRMA) Liabilities.

This can provide you with the peace of mind that even during adverse times; you
will continue to be protected.
 Future Protector allows you to purchase further cover in future without Underwriting.
 Financial Protector is a savings benefit that may be used to pay for your premiums in times of
financial difficulty.
 Premium Protector pays your premiums prior to death, Disability or retrenchment.

+ Corporate Selection

Retirement options offers peace of mind. Assists to attract and retain the best
staff, take advantage of tax concessions and protect the employer and your employees’ assets.

A range of risk solutions are designed to meet both employer, as well as your employees’ needs.

+ Liber8 Smart

Designed for employers who want the right investment plan for their employees,
within a simple cost-effective retirement fund solution that includes innovative life and disability cover.

+ Corporate Insured Series

A risk only scheme that requires a minimum 5 members and total scheme contribution is at least R14 400 per annum and only 10 or more members for a FCL.

+ Capital Alliance

Offers a comprehensive product range with solutions that are simple to understand and designed to meet all the group risk needs of retirement funds, employer groups, retailers, credit providers and affinity groups. E.g. Voluntary Funeral Cover: White-labelled cover for affinity groups (funeral parlours, trade unions, soccer clubs etc).

+ Liability Driven Solutions for Trustees

Liability Driven Solutions for Trustees wanting to better match their liability obligations and provide increased benefit certainty to members. Asset Consultants looking for competitive, reputable product providers. Entities wanting greater certainty around their future obligations to Defined
Benefit Pension Fund or post-Retirement Medical Aid (PRMA) Liabilities.

+ Policy Protector

This can provide you with the peace of mind that even during adverse times; you
will continue to be protected.
 Future Protector allows you to purchase further cover in future without Underwriting.
 Financial Protector is a savings benefit that may be used to pay for your premiums in times of
financial difficulty.
 Premium Protector pays your premiums prior to death, Disability or retrenchment.